:root{font-family:Inter,ui-sans-serif,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif;color:#14213a;background:#f3f6f8;font-synthesis:none;--navy: #071f49;--navy-2: #0d2e60;--teal: #18b7a3;--teal-dark: #0f8e80;--ink: #14213a;--muted: #66738a;--line: #dce3ea;--soft: #f6f8fa;--white: #fff;--danger: #b72f3b}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;min-width:320px;min-height:100vh;background:#f3f6f8;-webkit-font-smoothing:antialiased}button,input,select,textarea{font:inherit}button,select{cursor:pointer}button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible,summary:focus-visible,a:focus-visible,[tabindex="-1"]:focus-visible{outline:3px solid rgba(24,183,163,.28);outline-offset:2px}.page-shell{min-height:100vh}.topline{height:5px;background:var(--teal)}.brandbar{height:84px;padding:0 max(28px,calc((100vw - 1260px)/2));display:grid;grid-template-columns:1fr auto 1fr;align-items:center;gap:24px;background:#fff;border-bottom:1px solid var(--line)}.brand{width:142px;display:block;line-height:0}.brand img{display:block;width:100%;height:auto}.brand-context{margin:0;color:var(--muted);font-size:.8rem;text-align:center}.secure-note{justify-self:end;margin:0;color:var(--teal-dark);font-size:.76rem;font-weight:760;letter-spacing:.02em}.secure-note span{margin-right:6px;font-size:.55rem}.application-layout{width:min(1260px,calc(100% - 48px));min-height:820px;margin:48px auto 56px;display:grid;grid-template-columns:340px minmax(0,1fr);align-items:stretch;background:#fff;border:1px solid #e2e7ec;box-shadow:0 18px 70px #0f233d1a}.journey-panel{padding:54px 44px 42px;display:flex;flex-direction:column;color:#fff;background:var(--navy)}.eyebrow{margin:0 0 14px;color:var(--teal-dark);font-size:.72rem;font-weight:800;letter-spacing:.13em;text-transform:uppercase}.eyebrow.light{color:#62dacb}.journey-panel h1{max-width:260px;margin:0;font-size:clamp(2.25rem,3vw,3.25rem);line-height:.98;letter-spacing:-.055em}.journey-intro{margin:24px 0 34px;color:#d9e3f2;font-size:.92rem;line-height:1.62}.journey-steps{list-style:none;padding:0;margin:0;display:grid;gap:12px}.journey-steps li{min-height:42px;display:grid;grid-template-columns:30px 1fr;align-items:center;gap:12px;color:#8ea0bd;font-size:.78rem}.journey-steps li span{width:30px;height:30px;flex:0 0 30px;display:grid;place-items:center;border:1px solid #496083;border-radius:50%;font-size:.72rem}.journey-steps li strong{font-weight:650}.journey-steps li.active{color:#fff}.journey-steps li.active span{color:var(--navy);background:#5bcab9;border-color:#5bcab9;font-weight:800}.journey-steps li.complete{color:#c9d4e6}.journey-steps li.complete span{color:#5bcab9;border-color:#5bcab9;font-weight:800}.journey-payment{min-height:42px;margin-top:12px;display:grid;grid-template-columns:30px 1fr;align-items:center;gap:12px;color:#8ea0bd;font-size:.78rem}.journey-payment>span{width:10px;height:10px;margin-left:10px;border:1px solid #496083;border-radius:50%}.journey-payment strong{font-weight:650}.journey-payment.active{color:#fff}.journey-payment.active>span{background:#5bcab9;border-color:#5bcab9;box-shadow:0 0 0 6px #5bcab924}.rail-price{margin-top:30px;padding:20px 0;border-top:1px solid rgba(255,255,255,.13);border-bottom:1px solid rgba(255,255,255,.13)}.rail-price .eyebrow{margin-bottom:12px}.rail-price>div{padding:6px 0;display:flex;justify-content:space-between;gap:12px;color:#d9e3f2;font-size:.72rem}.rail-price>div strong{color:#fff;white-space:nowrap}.rail-price small{display:block;margin-top:10px;color:#9eafc8;font-size:.65rem;line-height:1.45}.rail-help{margin-top:auto;padding-top:26px;display:grid;color:#aebbd0;font-size:.72rem}.rail-help strong,.rail-help a{color:#fff;font-size:.78rem;font-weight:750;text-decoration:none}.rail-help small{margin-top:2px}.form-panel{min-width:0;padding:58px 84px 38px;display:flex;flex-direction:column}.mobile-progress{display:none}.form-heading{margin-bottom:34px}.form-heading h2,.payment-panel h2,.access-panel h2{margin:0 0 13px;color:var(--navy);font-size:clamp(2.1rem,3vw,3.15rem);line-height:1.05;letter-spacing:-.045em}.form-heading>p:last-child,.payment-panel>p,.access-panel>p{max-width:700px;margin:0;color:var(--muted);font-size:.92rem;line-height:1.55}.field-grid{display:grid;grid-template-columns:1fr 1fr;gap:23px 20px}.field.wide{grid-column:1 / -1}.field label{display:grid;gap:8px}.field label>span,fieldset legend{color:var(--ink);font-size:.78rem;font-weight:760}.field b{color:#c73948}.field input,.field select,.field textarea{width:100%;min-height:50px;padding:0 14px;color:var(--ink);background:#fff;border:1px solid #bfc8d2;border-radius:4px;transition:border-color .18s,box-shadow .18s}.field textarea{min-height:92px;padding-block:12px;resize:vertical;line-height:1.5}.field input::placeholder{color:#9ba5b1}.field input:focus,.field select:focus,.field textarea:focus,.money-input:focus-within{border-color:var(--teal-dark);box-shadow:0 0 0 3px #18b7a31c;outline:none}.field small{color:var(--muted);font-size:.72rem;line-height:1.45}.field .field-error,.field-error{color:var(--danger)}.field.has-error input,.field.has-error select,.field.has-error textarea,fieldset.has-error,.turnover-row.has-error .money-input{border-color:var(--danger)}.info-note,.preview-note,.next-steps{margin-top:26px;padding:18px 20px;display:grid;gap:5px;color:var(--muted);background:#eef9f7;border-left:3px solid #53c5b5;font-size:.76rem;line-height:1.45}.info-note strong,.preview-note strong,.next-steps strong{color:var(--navy)}.representative-note{margin-top:-10px;margin-bottom:32px}.preview-note{margin:0 0 18px;background:#fff9e9;border-left-color:#d6a72e}.consents{margin-top:26px;display:grid;gap:12px}.consents.single{margin-top:22px}.consents label{padding:15px 16px;display:grid;grid-template-columns:18px 1fr;gap:11px;align-items:start;color:var(--muted);background:var(--soft);border:1px solid var(--line);font-size:.76rem;line-height:1.5}.consents label.has-error{border-color:var(--danger);background:#fff7f8}.consents input{margin:2px 0 0;accent-color:var(--teal-dark)}.consents a{color:var(--teal-dark)}.error-summary{margin:-12px 0 24px;padding:15px 18px;color:#81232c;background:#fff1f2;border-left:3px solid var(--danger);font-size:.78rem}.error-summary strong{display:block}.error-summary ul{margin:8px 0 0;padding-left:18px}.error-summary li+li{margin-top:3px}.form-message{margin-top:18px;padding:13px 15px;color:#81232c;background:#fff1f2;border-left:3px solid var(--danger);font-size:.8rem}.form-message.success{color:#176b45;background:#edf9f2;border-left-color:#2e9d65}.form-actions{margin-top:auto;padding-top:34px;display:flex;justify-content:flex-end;gap:12px;border-top:1px solid var(--line)}.form-actions.quote-actions{justify-content:space-between}.button{min-height:48px;padding:0 28px;display:inline-grid;place-items:center;border:1px solid transparent;border-radius:4px;font-size:.78rem;font-weight:780;text-align:center;text-decoration:none}.button.primary{color:#fff;background:var(--navy);box-shadow:0 9px 22px #071f4929}.button.primary:hover{background:var(--navy-2)}.button.primary:disabled{cursor:not-allowed;opacity:.48;box-shadow:none}.button.secondary{color:var(--navy);background:#fff;border-color:#bfc8d2}.button.secondary:hover{background:var(--soft)}.save-note{margin:12px 0 0;color:#8792a2;font-size:.67rem;text-align:right}.action-context{margin:12px 0 0;color:var(--teal-dark);font-size:.72rem;font-weight:700;text-align:right}.verification-list{display:grid;gap:14px}.verification-list>div{padding:20px;display:grid;grid-template-columns:18px 1fr;gap:14px;color:#8895a6;background:var(--soft);border:1px solid var(--line)}.verification-list .working{color:var(--ink);background:#eef9f7;border-color:#b7e4dd}.verification-list strong{font-size:.82rem}.verification-list p{margin:5px 0 0;font-size:.74rem;line-height:1.45}.status-dot{width:12px;height:12px;margin-top:3px;border:2px solid #afbac5;border-radius:50%}.working .status-dot{border-color:var(--teal);border-right-color:transparent;animation:spin .8s linear infinite}@keyframes spin{to{transform:rotate(360deg)}}.verified-card{margin-bottom:26px;display:grid;grid-template-columns:1.5fr 1fr .8fr;color:#fff;background:var(--navy)}.verified-card>div{min-width:0;padding:19px 20px;display:grid;gap:6px;border-right:1px solid rgba(255,255,255,.14)}.verified-card>div:last-child{border-right:0}.verified-card span,.filing-summary span,.invoice-summary span{color:#9db0cb;font-size:.65rem;letter-spacing:.07em;text-transform:uppercase}.verified-card strong{overflow-wrap:anywhere;font-size:.78rem}.verified-card .status-good{color:#68decd}.return-years{margin-top:8px;border:1px solid var(--line)}.section-heading{padding:18px 20px;display:flex;justify-content:space-between;gap:18px;align-items:center;background:var(--soft);border-bottom:1px solid var(--line)}.section-heading h3{margin:0 0 4px;color:var(--navy);font-size:.9rem}.section-heading p{margin:0;color:var(--muted);font-size:.7rem}.section-heading>span{padding:5px 9px;color:var(--teal-dark);background:#ddf5f1;border-radius:99px;font-size:.68rem;font-weight:760;white-space:nowrap}.turnover-row{padding:18px 20px;display:grid;grid-template-columns:1fr 260px;gap:24px;align-items:center}.turnover-row+.turnover-row{border-top:1px solid var(--line)}.turnover-row>div:first-child{display:grid;gap:5px}.turnover-row>div:first-child strong{color:var(--navy);font-size:.8rem}.turnover-row small{color:var(--muted);font-size:.68rem}.turnover-row label{display:grid;gap:6px}.turnover-row label>span{font-size:.68rem;font-weight:750}.money-input{height:44px;display:grid;grid-template-columns:38px 1fr;align-items:center;border:1px solid #bfc8d2;border-radius:4px}.money-input b{height:100%;display:grid;place-items:center;color:var(--muted);background:var(--soft);border-right:1px solid var(--line);font-size:.78rem}.money-input input{min-width:0;height:100%;padding:0 12px;color:var(--ink);border:0;outline:none}.question-card{margin:24px 0 0;padding:20px;border:1px solid var(--line)}.question-card legend{padding:0 7px}.question-card>p{margin:0 0 16px;color:var(--muted);font-size:.72rem;line-height:1.5}.choice-row{display:flex;gap:10px}.choice-row label{flex:1;padding:13px;display:grid;grid-template-columns:17px 1fr;gap:9px;align-items:start;background:var(--soft);border:1px solid var(--line);cursor:pointer}.choice-row label:has(input:checked){background:#eef9f7;border-color:#61cbbb}.choice-row input{margin:2px 0 0;accent-color:var(--teal-dark)}.choice-row label>span{display:grid;gap:3px}.choice-row strong{color:var(--navy);font-size:.74rem}.choice-row small{color:var(--muted);font-size:.64rem}.eligibility-result{margin:24px 0;padding:18px 20px;display:grid;gap:5px;background:#eef9f7;border:1px solid #b7e4dd;border-left:4px solid var(--teal-dark)}.eligibility-result.attention{background:#fff9e9;border-color:#ead6a0;border-left-color:#d6a72e}.eligibility-result span{color:var(--teal-dark);font-size:.64rem;font-weight:800;letter-spacing:.09em;text-transform:uppercase}.eligibility-result.attention span{color:#936d0a}.eligibility-result strong{color:var(--navy);font-size:.86rem}.eligibility-result p{margin:0;color:var(--muted);font-size:.72rem;line-height:1.5}.evidence-card{margin-top:26px}.check-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px}.check-grid label{padding:12px 13px;display:grid;grid-template-columns:17px 1fr;gap:9px;align-items:start;color:var(--muted);background:var(--soft);border:1px solid var(--line);font-size:.7rem;line-height:1.4;cursor:pointer}.check-grid label:has(input:checked){color:var(--ink);background:#eef9f7;border-color:#61cbbb}.check-grid label.has-error{border-color:var(--danger);background:#fff7f8}.check-grid input{margin:2px 0 0;accent-color:var(--teal-dark)}.document-list{margin-top:18px;border:1px solid var(--line)}.document-list summary{padding:15px 18px;color:var(--navy);background:var(--soft);font-size:.74rem;font-weight:760;cursor:pointer}.document-list ul{margin:0;padding:16px 24px 18px 40px;columns:2;color:var(--muted);font-size:.7rem;line-height:1.7}.preparing-note{margin:18px 0 0;display:flex;justify-content:flex-end;align-items:center;gap:9px;color:var(--teal-dark);font-size:.75rem;font-weight:700;text-align:right}.preparing-note>span{width:13px;height:13px;flex:0 0 13px;border:2px solid #9fd5cd;border-right-color:var(--teal-dark);border-radius:50%;animation:spin .8s linear infinite}.quote-card{border:1px solid var(--line)}.quote-line{padding:18px 20px;display:flex;justify-content:space-between;gap:22px;align-items:center}.quote-line+.quote-line{border-top:1px solid var(--line)}.quote-line>div{display:grid;gap:5px}.quote-line strong{color:var(--navy);font-size:.8rem}.quote-line span{color:var(--muted);font-size:.68rem}.quote-line>b{color:var(--ink);font-size:.82rem;white-space:nowrap}.quote-total{padding:22px 20px;display:flex;justify-content:space-between;gap:20px;align-items:center;color:#fff;background:var(--navy)}.quote-total>div{display:grid;gap:5px}.quote-total span{font-size:.78rem;font-weight:760}.quote-total small{color:#a9b7cb;font-size:.65rem}.quote-total strong{font-size:1.35rem}.filing-summary{margin-top:18px;display:grid;grid-template-columns:1.4fr .8fr 1fr;border:1px solid var(--line)}.filing-summary>div{min-width:0;padding:14px 16px;display:grid;gap:5px}.filing-summary>div+div{border-left:1px solid var(--line)}.filing-summary span{color:var(--muted)}.filing-summary strong{overflow-wrap:anywhere;color:var(--navy);font-size:.72rem}.quote-decline-zone{margin-top:24px;padding-top:22px;border-top:1px solid var(--line)}.button.danger-outline{color:var(--danger);background:#fff;border:1px solid #d79aa4;box-shadow:none}.button.danger-outline:hover{background:#fff5f6;border-color:var(--danger)}.button.danger{color:#fff;background:var(--danger)}.button.danger:hover{background:#8f1830}.decline-confirm{max-width:680px;padding:20px;display:grid;gap:10px;background:#fff5f6;border:1px solid #e5b8c0;border-left:4px solid var(--danger)}.decline-confirm>strong{color:var(--navy);font-size:.86rem}.decline-confirm>p{margin:0;color:var(--muted);font-size:.74rem;line-height:1.55}.decline-confirm-actions{margin-top:6px;display:flex;gap:12px}.declined-panel{width:100%;align-self:center}.declined-panel h2{margin:0 0 10px;color:var(--navy);font-size:2.5rem;line-height:1.08}.declined-panel>p:not(.eyebrow){margin:0;color:var(--muted);font-size:.84rem;line-height:1.6}.decline-feedback-heading{margin:34px 0 16px}.decline-feedback-heading h3{margin:0 0 6px;color:var(--navy);font-size:1rem}.decline-feedback-heading p{margin:0;color:var(--muted);font-size:.72rem}.decline-reasons{margin-bottom:24px;display:grid;grid-template-columns:1fr 1fr;gap:10px}.decline-reasons label{min-height:52px;padding:13px 15px;display:grid;grid-template-columns:18px 1fr;gap:10px;align-items:center;color:var(--ink);background:#fff;border:1px solid var(--line);cursor:pointer;font-size:.72rem;line-height:1.35}.decline-reasons label:has(input:checked){background:#eef9f7;border-color:var(--teal-dark);box-shadow:inset 0 0 0 1px var(--teal-dark)}.decline-reasons input{margin:0;accent-color:var(--teal-dark)}.decline-feedback-actions{margin-top:24px;display:flex;gap:20px;align-items:center}.decline-feedback-actions a,.feedback-success a{color:var(--navy);font-size:.74rem;font-weight:750}.feedback-success{margin-top:30px;padding:22px;display:grid;gap:6px;background:#eef9f7;border-left:4px solid var(--teal-dark)}.feedback-success strong{color:var(--navy)}.feedback-success span{color:var(--muted);font-size:.74rem}.feedback-success a{margin-top:12px;width:fit-content}.payment-panel{width:100%;align-self:center}.payment-pending{margin-top:24px;padding:15px 18px;display:grid;gap:4px;color:var(--muted);background:#fff9e9;border-left:3px solid #d6a72e;font-size:.74rem;line-height:1.45}.payment-pending strong{color:var(--navy)}.access-panel{width:100%;align-self:center}.access-panel>.eyebrow{margin-bottom:18px}.access-progress{margin:0 0 22px;padding:0;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:10px;list-style:none}.access-progress li{min-width:0;min-height:48px;padding:10px 12px;display:flex;align-items:center;gap:10px;color:var(--muted);background:var(--soft);border-radius:8px;font-size:.72rem}.access-progress li>span{width:24px;height:24px;flex:0 0 24px;display:grid;place-items:center;background:#fff;border:1px solid var(--line);border-radius:50%;font-size:.65rem;font-weight:800}.access-progress li strong{overflow-wrap:anywhere}.access-progress li.active{color:var(--navy);background:#dff7f3}.access-progress li.active>span{color:#fff;background:var(--navy);border-color:var(--teal)}.access-progress li.complete>span{color:#fff;background:var(--teal);border-color:var(--teal)}.access-company-summary{margin-bottom:28px;padding:18px;display:grid;grid-template-columns:minmax(0,1fr) auto;gap:24px;align-items:center;background:var(--soft);border-radius:10px}.access-company-summary>div{min-width:0;display:grid;gap:5px}.access-company-summary span{color:var(--muted);font-size:.62rem;font-weight:800;letter-spacing:.07em;text-transform:uppercase}.access-company-summary strong{overflow-wrap:anywhere;color:var(--ink);font-size:.76rem}.access-company-summary>b{padding:7px 12px;color:var(--teal-dark);background:#dff7f3;border-radius:99px;font-size:.68rem;white-space:nowrap}.access-status{margin:30px 0 24px;padding:24px;display:grid;grid-template-columns:18px 1fr;gap:14px;background:#eef9f7;border:1px solid #b7e4dd}.access-status.attention{background:#fff9e9;border-color:#ead6a0}.status-symbol{width:18px;height:18px;display:grid;place-items:center;color:#fff;background:var(--teal-dark);border-radius:50%;font-size:.7rem;font-weight:900}.access-status.attention .status-symbol{color:#6d5109;background:#f2cf70}.access-status.working .status-symbol{width:14px;height:14px;margin:2px;background:transparent;border:2px solid #9fd5cd;border-right-color:var(--teal-dark);animation:spin .8s linear infinite}.access-status strong{color:var(--navy);font-size:.86rem}.access-status p{margin:6px 0 0;color:var(--muted);font-size:.76rem;line-height:1.55}.access-actions{margin-bottom:24px}.access-instructions{margin:14px 0 18px;padding-left:20px;color:var(--muted);font-size:.72rem;line-height:1.55}.access-instructions li+li{margin-top:5px}.approval-card{margin:0 0 24px;padding:24px;border:1px solid var(--line);background:#fff}.approval-card h3{margin:0 0 8px;color:var(--navy);font-size:1.05rem}.approval-card>p{margin:0 0 18px;color:var(--muted);font-size:.76rem;line-height:1.55}.approval-card>p strong{color:var(--navy)}.approval-channels{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;margin:0 0 12px}.channel-choice{min-height:96px;padding:16px 18px;display:grid;align-content:center;gap:9px;text-align:left;color:var(--navy);background:#fff;border:1px solid var(--line);border-radius:10px;cursor:pointer}.channel-choice:hover,.channel-choice:focus-visible,.channel-choice.selected{border-color:var(--teal);outline:none}.channel-choice.selected{background:#dff7f3;box-shadow:inset 0 0 0 1px var(--teal)}.channel-choice span{color:var(--muted);font-size:.62rem;font-weight:800;letter-spacing:.08em;text-transform:uppercase}.channel-choice.selected span{color:var(--navy)}.channel-choice em{margin-left:8px;padding:5px 8px;color:var(--teal-dark);background:#fff;border-radius:99px;font-size:.58rem;font-style:normal;letter-spacing:0;text-transform:none}.channel-choice strong{font-size:.84rem}.otp-prefix{width:fit-content;margin:14px 0;padding:8px 12px;color:var(--teal-dark);background:#dff7f3;border-radius:99px;font-size:.72rem;font-weight:700}.otp-prefix strong{margin-left:4px;font-size:1.08rem;letter-spacing:.12em}.approval-card .field input[inputmode=numeric]{max-width:360px;font-size:1.12rem;font-weight:800;letter-spacing:.6em}.access-requirement{margin:22px 0 0;display:grid;gap:8px}.access-requirement strong{color:var(--muted);font-size:.68rem;letter-spacing:.07em;text-transform:uppercase}.access-requirement span{color:var(--ink);font-size:.76rem}.approval-fallback{margin-top:16px;padding-top:16px;border-top:1px solid var(--line)}.approval-fallback p{margin:0 0 12px;color:var(--muted);font-size:.76rem;line-height:1.55}.form-actions.compact{margin-top:18px}.form-actions.compact.single-action{justify-content:flex-end}.approval-card .form-actions{margin-inline:0;padding-inline:0}.button.text-button{width:100%;min-height:42px;margin-top:10px;padding-inline:10px;color:var(--teal-dark);background:transparent;box-shadow:none}.button.text-button:hover{color:var(--navy);background:var(--soft)}.button.text-button.resend-otp{width:auto;min-height:34px;margin:4px 0 0 auto}.access-panel .button{border-radius:8px}.next-step-callout{margin-top:24px;padding:18px 20px;display:grid;gap:5px;color:var(--muted);background:var(--soft);border-left:3px solid var(--navy);font-size:.76rem;line-height:1.5}.next-step-callout strong{color:var(--navy)}.success-mark{width:46px;height:46px;margin-bottom:24px;display:grid;place-items:center;color:#fff;background:var(--teal-dark);border-radius:50%;font-size:1.25rem;font-weight:800}.invoice-summary{margin:30px 0 24px;display:grid;grid-template-columns:1fr 1fr;background:var(--navy);border-radius:8px;overflow:hidden}.invoice-summary>div{padding:22px;display:grid;gap:6px}.invoice-summary>div+div{border-left:1px solid rgba(255,255,255,.15)}.invoice-summary strong{color:#fff}.payment-invoice-summary{grid-template-columns:minmax(0,1fr) minmax(0,.8fr) auto}.payment-invoice-summary .invoice-download{min-width:236px;align-content:center}.payment-invoice-summary .invoice-download .button{width:100%;min-height:46px;padding-inline:18px}.payment-options{display:grid;grid-template-columns:1fr 1fr;gap:18px}.payment-options article{padding:24px;display:flex;flex-direction:column;border:1px solid var(--line);border-radius:10px;box-shadow:0 8px 22px #071f490f}.payment-options h3{margin:0 0 8px;color:var(--navy)}.payment-options article>p:not(.eyebrow){min-height:46px;color:var(--muted);font-size:.76rem;line-height:1.5}.payment-options .button{width:100%;margin-top:auto}.eft-progress{margin:24px 0 16px;padding:0;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:8px;list-style:none}.eft-progress li{min-height:46px;padding:9px 12px;display:flex;align-items:center;gap:10px;color:var(--muted);background:var(--soft);border-radius:8px;font-size:.72rem}.eft-progress li>span{width:24px;height:24px;flex:0 0 24px;display:grid;place-items:center;background:#fff;border:1px solid var(--line);border-radius:50%;font-size:.65rem;font-weight:800}.eft-progress li.active,.eft-progress li.complete{color:var(--navy);background:#dff7f3}.eft-progress li.active>span,.eft-progress li.complete>span{color:#fff;background:var(--navy);border-color:var(--navy)}.payment-panel>.eft-progress+.payment-invoice-summary{margin-top:0}.eft-info-note,.eft-next-note{padding:14px 16px;display:grid;gap:4px;color:var(--muted);background:#dff7f3;border-left:3px solid var(--teal-dark);font-size:.72rem;line-height:1.45}.eft-info-note strong,.eft-next-note strong{color:var(--navy)}.eft-next-note{margin-top:16px;background:var(--soft);border-left-color:var(--navy)}.eft-bank-grid{margin-top:16px;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}.eft-bank-card{min-width:0;min-height:134px;padding:16px;display:grid;grid-template-columns:auto minmax(0,1fr) auto;gap:12px;align-content:center;align-items:center;text-align:left;color:var(--ink);background:#fff;border:1px solid var(--line);border-radius:10px;box-shadow:0 6px 18px #071f490f}.eft-bank-card:hover,.eft-bank-card:focus-visible{border-color:var(--teal-dark)}.eft-bank-card.selected{background:#dff7f3;border:2px solid var(--teal-dark)}.bank-badge{min-width:36px;min-height:34px;padding:0 8px;display:grid;place-items:center;color:#fff;background:var(--navy);border-radius:8px;font-size:.62rem;font-weight:850}.bank-fnb .bank-badge{background:#e88d10}.bank-standard_bank .bank-badge{background:#153f9d}.bank-absa .bank-badge{background:#bf082d}.bank-nedbank .bank-badge{background:#087a4a}.bank-copy{min-width:0;display:grid;gap:4px}.bank-copy strong{overflow-wrap:anywhere;color:var(--navy);font-size:.76rem}.bank-copy small{color:var(--muted);font-size:.59rem;line-height:1.35}.bank-radio{width:18px;height:18px;border:1px solid #a7b3c2;border-radius:50%}.eft-bank-card.selected .bank-radio{background:var(--teal-dark);border:5px solid var(--teal-dark);box-shadow:inset 0 0 0 3px #fff}.eft-actions{margin-top:18px;padding-top:18px;display:flex;justify-content:space-between;gap:12px;border-top:1px solid var(--line)}.eft-detail-grid,.proof-confirmation-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}.eft-beneficiary-card,.proof-upload-card,.proof-confirmation-grid>article{min-width:0;padding:22px;border:1px solid var(--line);border-radius:10px;box-shadow:0 8px 22px #071f490f}.eft-beneficiary-card h3,.proof-upload-card h3,.proof-confirmation-grid h3{margin:0 0 12px;color:var(--navy);font-size:1.05rem}.eft-detail-row{min-height:43px;display:grid;grid-template-columns:112px minmax(0,1fr) auto;gap:10px;align-items:center;border-bottom:1px solid var(--line)}.eft-detail-row>span{color:var(--muted);font-size:.62rem;font-weight:800;letter-spacing:.04em;text-transform:uppercase}.eft-detail-row>strong{overflow-wrap:anywhere;color:var(--navy);font-size:.7rem}.eft-detail-row button,.eft-reference button{padding:6px;color:var(--teal-dark);background:none;border:0;font-size:.64rem;font-weight:800}.eft-reference{margin-top:10px;padding:13px 14px;display:grid;gap:5px;background:#dff7f3;border:1px solid #b7e4dd}.eft-reference>span{color:var(--teal-dark);font-size:.6rem;font-weight:800;letter-spacing:.05em;text-transform:uppercase}.eft-reference>div{display:flex;justify-content:space-between;align-items:center;gap:12px}.eft-reference strong{overflow-wrap:anywhere;color:var(--navy)}.eft-beneficiary-card .text-button{margin-top:12px}.proof-upload-card>ol,.proof-confirmation-grid ol{margin:0 0 14px;padding-left:18px;color:var(--muted);font-size:.69rem;line-height:1.55}.proof-drop-zone{min-height:208px;padding:24px 18px;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:7px;text-align:center;background:var(--soft);border:1px dashed #9eb0c4;border-radius:10px;cursor:pointer}.proof-drop-zone:hover,.proof-drop-zone:focus-within{border-color:var(--teal-dark);box-shadow:0 0 0 3px #18b7a31c}.proof-drop-zone.has-file{background:#eef9f7;border-style:solid;border-color:#61cbbb}.proof-drop-zone input{position:absolute;width:1px;height:1px;overflow:hidden;opacity:0}.proof-drop-zone strong{max-width:100%;overflow-wrap:anywhere;color:var(--navy);font-size:.8rem}.proof-drop-zone span{color:var(--muted);font-size:.68rem}.proof-drop-zone small{color:var(--muted);font-size:.6rem}.proof-drop-zone b{margin-top:6px;padding:11px 18px;color:var(--navy);background:#fff;border:1px solid #bfc8d2;border-radius:6px;font-size:.7rem}.upload-security-note,.upload-later-note{color:var(--muted);font-size:.64rem;line-height:1.45}.proof-upload-card>.button{width:100%;margin-top:10px}.upload-later-note{display:block;margin-top:10px;text-align:center}.proof-confirmation-grid>article:first-child{background:#fff}.proof-confirmation-grid>article:last-child{background:var(--soft)}.proof-confirmation-grid article>p:not(.eyebrow){color:var(--muted);font-size:.7rem}.proof-confirmation-grid article>small{display:block;margin-top:12px;color:var(--muted);font-size:.64rem;line-height:1.45}.confirmation-email{margin:16px 0 12px;padding:12px 14px;display:grid;gap:4px;background:#fff}.confirmation-email span{color:var(--muted);font-size:.6rem;font-weight:800;letter-spacing:.04em;text-transform:uppercase}.confirmation-email strong{overflow-wrap:anywhere;color:var(--navy);font-size:.72rem}.proof-confirmation-grid .button{width:100%}footer{width:min(1260px,calc(100% - 48px));margin:0 auto 34px;display:flex;justify-content:space-between;color:#7a8697;font-size:.7rem}.cookie-settings-link{padding:0;color:inherit;background:none;border:0;font:inherit;text-decoration:underline;cursor:pointer}.cookie-settings-link:hover,.cookie-settings-link:focus-visible{color:var(--navy)}.cookie-consent{position:fixed;z-index:1000;right:24px;bottom:24px;left:24px;max-width:920px;margin:0 auto;padding:22px 24px;display:grid;grid-template-columns:1fr auto;gap:24px;align-items:center;background:#fff;border:1px solid var(--line);border-left:4px solid var(--teal-dark);box-shadow:0 18px 50px #071f4933}.cookie-consent strong{color:var(--navy);font-size:.9rem}.cookie-consent p{max-width:650px;margin:7px 0 5px;color:var(--muted);font-size:.72rem;line-height:1.5}.cookie-consent a{color:var(--teal-dark);font-size:.7rem;font-weight:750}.cookie-consent-actions{display:flex;gap:10px}.cookie-consent-actions .button{white-space:nowrap}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.vat-help{position:fixed;z-index:850;right:24px;bottom:24px;display:grid;justify-items:end;gap:12px}.vat-help-trigger{min-height:50px;padding:0 18px 0 10px;display:inline-flex;align-items:center;gap:10px;color:#fff;background:var(--navy);border:0;border-radius:99px;box-shadow:0 12px 32px #071f4940;cursor:pointer}.vat-help-trigger:hover{background:var(--navy-2)}.vat-help-trigger>span{width:32px;height:32px;display:grid;place-items:center;color:var(--navy);background:var(--teal);border-radius:50%;font-size:.9rem;font-weight:900}.vat-help-trigger strong{font-size:.76rem}.vat-help-panel{width:min(390px,calc(100vw - 32px));height:min(610px,calc(100vh - 116px));display:grid;grid-template-rows:auto auto minmax(0,1fr) auto auto auto;overflow:hidden;background:#fff;border:1px solid var(--line);border-radius:16px;box-shadow:0 22px 70px #071f4940}.vat-help-panel>header{padding:17px 18px;display:flex;justify-content:space-between;align-items:center;color:#fff;background:var(--navy)}.vat-help-panel>header>div{display:flex;align-items:center;gap:10px}.vat-help-panel>header strong{display:block;font-size:.82rem}.vat-help-panel>header small{display:block;margin-top:2px;color:#b7c5d9;font-size:.62rem}.vat-help-status{width:10px;height:10px;background:var(--teal);border-radius:50%;box-shadow:0 0 0 4px #18b7a324}.vat-help-close{width:34px;height:34px;padding:0;color:#fff;background:transparent;border:1px solid rgba(255,255,255,.2);border-radius:50%;font-size:1.2rem;line-height:1}.vat-help-close:hover{background:#ffffff14}.vat-help-context{padding:10px 16px;display:flex;justify-content:space-between;gap:12px;color:var(--muted);background:#eef9f7;border-bottom:1px solid #d5ebe7;font-size:.64rem}.vat-help-context span{font-weight:700;text-transform:uppercase;letter-spacing:.06em}.vat-help-context strong{color:var(--teal-dark)}.vat-help-messages{padding:18px 16px;display:flex;flex-direction:column;gap:12px;overflow-y:auto;overscroll-behavior:contain;background:#f7f9fb}.vat-help-message{max-width:88%;display:grid;gap:4px}.vat-help-message>span{color:var(--muted);font-size:.58rem;font-weight:800;letter-spacing:.05em;text-transform:uppercase}.vat-help-message p{margin:0;padding:11px 13px;color:var(--ink);background:#fff;border:1px solid var(--line);border-radius:3px 13px 13px;font-size:.72rem;line-height:1.5;white-space:pre-wrap}.vat-help-message.user{align-self:end}.vat-help-message.user>span{text-align:right}.vat-help-message.user p{color:#fff;background:var(--navy);border-color:var(--navy);border-radius:13px 3px 13px 13px}.vat-help-suggestions{display:grid;gap:7px}.vat-help-suggestions button{padding:9px 11px;color:var(--teal-dark);background:#fff;border:1px solid #b7ddd7;border-radius:8px;font-size:.68rem;text-align:left}.vat-help-suggestions button:hover{color:var(--navy);background:#eef9f7}.vat-help-typing{width:fit-content;padding:10px 13px;display:flex;gap:4px;background:#fff;border:1px solid var(--line);border-radius:3px 13px 13px}.vat-help-typing i{width:5px;height:5px;background:#8d9aab;border-radius:50%;animation:help-pulse 1s ease-in-out infinite}.vat-help-typing i:nth-child(2){animation-delay:.14s}.vat-help-typing i:nth-child(3){animation-delay:.28s}@keyframes help-pulse{0%,to{opacity:.35;transform:translateY(0)}50%{opacity:1;transform:translateY(-2px)}}.vat-help-error{margin:0 14px 10px;padding:10px 11px;color:#81232c;background:#fff1f2;border-left:3px solid var(--danger);font-size:.66rem;line-height:1.45}.vat-help-panel form{padding:12px 14px;display:grid;grid-template-columns:minmax(0,1fr) auto;gap:9px;align-items:end;border-top:1px solid var(--line)}.vat-help-panel textarea{width:100%;min-height:48px;max-height:100px;padding:10px 11px;resize:vertical;color:var(--ink);border:1px solid #bfc8d2;border-radius:8px;font-size:.72rem;line-height:1.4}.vat-help-panel textarea:focus{border-color:var(--teal-dark);outline:3px solid rgba(24,183,163,.11)}.vat-help-panel form button{min-height:44px;padding:0 14px;color:#fff;background:var(--navy);border:0;border-radius:8px;font-size:.7rem;font-weight:800}.vat-help-panel form button:disabled{opacity:.45;cursor:not-allowed}.vat-help-panel>footer{width:auto;margin:0;padding:0 14px 13px;display:block;color:#7a8697;font-size:.6rem;line-height:1.4;text-align:left}.vat-help-panel>footer a{color:var(--teal-dark);font-weight:750}@media(max-width:1080px){.form-panel{padding-inline:56px}}@media(max-width:980px){.brandbar{padding-inline:24px}.application-layout{width:min(760px,calc(100% - 32px));margin-top:28px;grid-template-columns:1fr}.journey-panel{display:none}.form-panel{min-height:740px;padding:42px 54px 34px}.mobile-progress{margin-bottom:34px;display:grid;gap:12px}.mobile-progress>div:first-child{display:flex;justify-content:space-between;color:var(--muted);font-size:.72rem}.mobile-progress strong{color:var(--navy)}.progress-track{height:4px;background:#e7ebef}.progress-track i{display:block;height:100%;background:var(--teal);transition:width .25s ease}}@media(max-width:680px){.topline{height:4px}.brandbar{height:70px;grid-template-columns:1fr auto;padding-inline:20px}.brand{width:124px}.brand-context{display:none}.secure-note{font-size:.65rem}.application-layout{width:100%;margin:0;border:0;box-shadow:none}.form-panel{min-height:calc(100vh - 116px);padding:28px 20px 32px}.mobile-progress{margin-bottom:30px}.form-heading{margin-bottom:28px}.form-heading h2,.payment-panel h2,.access-panel h2{font-size:2rem}.field-grid,.verified-card,.filing-summary,.payment-options,.invoice-summary,.approval-channels,.decline-reasons,.payment-invoice-summary{grid-template-columns:1fr}.payment-invoice-summary .invoice-download{min-width:0;border-left:0;border-top:1px solid rgba(255,255,255,.15)}.eft-progress{gap:5px}.eft-progress li{min-height:38px;padding:7px;gap:6px;font-size:.59rem}.eft-progress li>span{width:19px;height:19px;flex-basis:19px;font-size:.55rem}.eft-bank-grid,.eft-detail-grid,.proof-confirmation-grid{grid-template-columns:1fr}.eft-bank-card{min-height:104px}.eft-actions{flex-direction:column-reverse}.eft-actions .button{width:100%}.eft-beneficiary-card,.proof-upload-card,.proof-confirmation-grid>article{padding:18px}.eft-detail-row{grid-template-columns:minmax(0,1fr) auto}.eft-detail-row>span{grid-column:1 / -1;padding-top:9px}.proof-drop-zone{min-height:180px}.decline-confirm-actions,.decline-feedback-actions{align-items:stretch;flex-direction:column}.access-progress{gap:8px}.access-progress li{min-height:34px;padding:7px 8px;gap:6px;font-size:.6rem}.access-progress li>span{width:18px;height:18px;flex-basis:18px;font-size:.55rem}.access-company-summary{grid-template-columns:1fr auto;gap:12px;margin-bottom:24px;padding:14px}.access-company-summary>b{font-size:.6rem}.approval-card{margin-inline:-4px;padding:20px}.channel-choice{min-height:80px}.approval-card .form-actions.compact{margin-inline:-20px}.field.wide{grid-column:auto}.verified-card>div{border-right:0;border-bottom:1px solid rgba(255,255,255,.14)}.verified-card>div:last-child{border-bottom:0}.turnover-row{grid-template-columns:1fr;gap:14px}.choice-row{flex-direction:column}.choice-row label{width:100%}.check-grid{grid-template-columns:1fr}.document-list ul{columns:1}.filing-summary>div+div{border-left:0;border-top:1px solid var(--line)}.form-actions{margin-inline:-20px;padding:20px 20px 0}.button{flex:1;min-width:0;padding-inline:16px}.save-note{text-align:center}.invoice-summary>div+div{border-left:0;border-top:1px solid rgba(255,255,255,.15)}footer{width:calc(100% - 40px);flex-direction:column;gap:4px;text-align:center}.cookie-consent{right:12px;bottom:12px;left:12px;padding:20px;grid-template-columns:1fr;gap:18px}.cookie-consent-actions{flex-direction:column-reverse}.cookie-consent-actions .button{width:100%}.vat-help{right:12px;bottom:12px}.vat-help-panel{width:calc(100vw - 24px);height:min(620px,calc(100vh - 92px));border-radius:12px}.vat-help-trigger{min-height:48px}}@media(prefers-reduced-motion:reduce){*,*:before,*:after{scroll-behavior:auto!important;transition:none!important;animation:none!important}}
